Kentucky Supreme Court Permits Limited-Representation Agreements by Debt...
When negotiating resolutions for debtors, most creditors’ attorneys have dealt with debt settlement companies at some point. The number of debt "adjusting,"...
View ArticleProposed Changes to Ohio Medicaid Eligibility Will Require Wider Use of...
Income requirements for Medicaid eligibility could be changing thanks to rule amendments proposed by the Ohio Department of Medicaid (ODM).
View ArticleUse It or Lose It When Pursuing Personal Deficiency Judgments
On June 5, 2015, the First District of the Illinois Appellate Court issued its decision in LSREF2 Nova Investments III, LLC v. Michelle Coleman1, relating to breach-of-note actions following a mortgage...
View ArticleCreditors: What You Should Know About Ohio's Successor Liability Doctrine
A business that dissolves without paying its bills may think it has escaped its obligation to repay creditors. However, under Ohio’s successor liability doctrine, a creditor may seek recovery...
View ArticleProperly Winding Up a Business Means Paying the Bills
Whether it is time to retire, sell a business or simply close its doors, there are steps that must be taken to comply with Ohio law. Ohio Revised Code § 1701.86 provides the framework for...
View ArticleCity of Aurora Now Requires Registration of Vacant or Foreclosed Properties
Ordinance Number 016-004 was recently enacted in Aurora, Illinois and requires all vacant or foreclosed properties to be registered by the owner with the city. The ordinance defines...
View ArticleRevisions to Ohio's Foreclosure Procedures Are Coming Soon
On May 25, 2016, in an abrupt move to beat the summer recess, the Ohio House and Senate agreed to revisions to the Ohio foreclosure process, and the bill is now pending the Governor's signature.
View ArticleHow are Venues for Civil Lawsuits Chosen in Ohio?
For the simple fact of convenience, most Ohio plaintiffs prefer the court where their case will be tried to be near them. It is frustrating for plaintiffs to ask witnesses to appear at a trial, or to...
View ArticleWhat Does the 2016 Republican National Convention Mean for Ohio Residents?
From the moment it was announced in July 2014 that Cleveland, Ohio would be the host city for the 2016 Republican National Convention, speculation began as to what it meant for both the city and the...
View ArticleIRS Accused of Improper Targeting Based on Organizations' Political Views
The United States Court of Appeals for the Sixth Circuit rendered a strong decision recently, noting that no citizen should be targeted by an executive agency based on his or her political views.1 In...
View ArticleNew Ohio Municipal Corporation Tax Guidelines Impact Taxpayers
New municipal income tax guidelines mandated by the State of Ohio went into effect on January 1, 2016 and effect how municipal corporations collect taxes from taxpayers. The changes are a result of the...
View ArticleNegligent Entrustment: A Vicarious Liability Option in Damage Claims
One of the first things any plaintiff should explore in a negligence action for damages is all potential avenues of recovery against all possible liable parties. Utility service providers are no...
View ArticleSecurity Deposits Protect Against Non-paying Customers
The Public Utilities Commission ("the Commission") is a state agency that has regulatory authority over certain public utilities. The Commission works to regulate the rates customers...
View ArticleD.O.L.L.A.R. Deed Program Presents New Alternative to Ohio Foreclosures
Starting this fall, a new foreclosure law will help Ohio borrowers in default on their residential mortgages by allowing them to rent the property for a period of time with a purchase option after they...
View ArticleWhat Do the Revisions to Ohio's Foreclosure Procedures Mean for Creditors?
In an abrupt move to beat the summer recess, the Ohio legislature passed H.B. 390, which becomes effective September 28, 2016. Despite the bill's title, "Sales tax-exempt sale of natural gas...
View ArticleLenders May Recover Excess Bid Money Following Michigan Appellate Court Decision
Typically when a property is entering foreclosure, it is sold at auction at a sheriff's sale. Lending institutions, such as banks, hope to recover money lost when the borrower stopped making payments...
View ArticleMindful Planning and Management Can Yield Municipality Internship Program...
Student interns are becoming increasingly popular at all levels of government. Hiring an intern sounds like a win-win situation - the municipality gets an enthusiastic, educated and engaged worker for...
View ArticleHow to Protect Attorney-Fee Invoice Information Under Ohio's Public Records Act
Public offices, such as city government and police, often retain outside legal counsel for advice and representation. After a firm submits its invoice to the public office for payment, the invoice, in...
View ArticleLending Institution Hit with $375,000 Penalty for Violating Federal...
According to Federal Bankruptcy Rule 3002.1, holders of secured claims on a Chapter 13 debtor's primary residence are required to file a detailed notice with the court for recovery of all post-petition...
View ArticleMortgage Servicer Successfully Wields Bona Fide Error Defense Against FDCPA...
A mortgage servicer servicing loans for another entity is generally subject to the Fair Debt Collection Practices Act (FDCPA), which imposes liability for communications to a borrower containing false,...
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